About the Speaker A Closer Look Speech Topics Client List References For Planners E-mail
I’ll not forget the tremor in her voice nor the painful tears.
"It’s been a year since my husband
died and I’m still mad. Mad at him because he never explained
things and left me with a real mess, and at mad myself for not
asking questions."
You’ve all heard the stories, a loved
one who would never talk about “those” things…or a surprise death.
You’re left behind with
such a confusion of decisions and details, you don’t know where to begin.
As a wife from
Kansas recently shared, “I couldn’t even grieve and remember the
special times. Instead,
I was just so overwhelmed and fearful. Nothing had ever been explained…
the books, the contracts, the assets, the debts. I became physically ill,
made stupid decisions, sold it all.
Jolene, you tell people to get their business in order now. Ask questions.
Write things down. Don’t wait.”
So, on our next car trip I informed my husband, “Honey, there will be no radio
today. No markets. No weather. No talk show host. It’s just you and me and a legal size
pad of paper. I have a question for you…. What do you want done with your body when
you’re dead?” (How’s that for a conversation starter?) What followed were oodles of
questions,
lots of notes, tons of valuable insight. On the way home, I drove and he asked me the
questions.
Fourteen typed pages later, we now have a working document for our family titled…
”Things you need to know for those who need to know.” This is a listing of details and
resources to aid those trying to figure out a complex world when someone dies.
When we gave copies of this list to each of our daughters, we were surprised at the
response. “Mom and Dad, you have no idea how many nights we laid in our beds in this
big house thinking about this place, how hard you’ve worked, what you have both built to
call this our home. We wondered what would we ever do if something happened to you.
This list is the best gift you could have ever given us. Thank you!”
I think we owe this peace of mind to our families. We owe it to ourselves.
"What do you want done
with your body
when you’re dead?"™
Article by Jolene Brown, Certified Speaking Professional
Following is a sampling of areas to discuss as you begin your list. You will need to make it fit your life, business, family, needs. Please note: this list does not replace your legal, discussed will and estate plan, but it helps in clarifying the multitude of details. It is also a working document and may need regular updates.
What do you want done with your body when you’re dead? organ donation, signed card, family informed burial, cremation instructions, pre-paid cemetery plot - location of the plot - deed for the plot Important documents: Living Will - official copy, location, family informed Power of Attorney - official copy, location Will - original will location, executor, guardian Division of personal property - listing of who gets family heirlooms, art,
antiques, furniture, etc) Safe deposit box, safe, etc. - location and key location or safe combination Advisors: Attorney - office, name, address, phone Accountant (CPA) - office, name, address, phone Tax Preparer - office, name, address, phone Financial Institution: Bank - name, address, phone, main contact Insurance - company name, address, phone number, agent,
policy numbers, policy location: Life Health Liability Homeowners Long Term Care Vehicle Buildings & Equipment Business Assets Investments: Stock certificates Mutual fund, shares Bonds Keogh and IRA CD Treasury bonds other Location of: Social Security Card Certificates for birth, marriage, adoption, etc. Past tax records Bank statements, canceled checks Vehicle titles Checkbook List of credit cards Home, Property Deed, property titles if rent - possible renters, process, who could help with decision if sell - who could you trust to help with process (capital gains) property taxes due current loans and when due Business structure Corporation papers, by-laws, stock certificates, buy-sell agreement,
corporation minutes Partnership agreements, buy-sell agreements, minutes Employment contracts Etc. People you could turn to: family, friends, neighbors, professional advisors.
(This is a listing of names of people who could directly help or could recommend
trustworthy advisors with expertise. Quite often, they are the people you are
working with now.) For example: banker, extension specialist, business advisors, others Other contacts - name and phone number: plumber electrician water system, well maintenance furnace water softener system air/heating system garbage security system
Return to
Articles
© Copyright 2001-2008 Jolene Brown. All articles belong to Jolene Brown, but you are free to
reprint or repost them providing that you note Jolene's copyright, leave the article
unaltered, and include Jolene's phone number 319-643-2429 and web site www.JoleneBrown.com.
![]()
|
|
Jolene Brown, CSP 1636 Eureka Ave. West Branch, IA 52358 319-643-2429 319-643-5541 fax |